Bankruptcy Alternatives: Debt Settlement

While bankruptcy is a great option for some people, we don't live in a one-size-fits-all world. When you file for bankruptcy, you live in a glass house. This means your banking and business records are fully open to the bankruptcy trustee. You may simply have too many assets for bankruptcy. Or, you may not feel comfortable putting your business activities under bankruptcy's spotlight.

Whatever your case, if bankruptcy isn't a good fit for you, there might be another option to shed some of the debt you face: debt settlement.

During my 25 years of practice as a lawyer in Grand Rapids, I have helped numerous clients make settlements with credit card companies for one-half of what they owed. The results of your case will vary depending on your unique circumstances, but I will put equal effort into getting you a result that helps you find peace of mind during this difficult financial time.

Debt settlement — also called debt consolidation — can be challenging and is not something to take lightly. Many people who try to settle debts on their own come out empty-handed. It is vital to work with an attorney who has experience negotiating with creditors for debt reduction.

Discuss Bankruptcy Alternatives In A Free, Confidential Consultation

During our free and fully confidential consultation, we will discuss your options for reducing your debt load, including bankruptcy and debt settlement. Are you facing foreclosure? Then we may want to discuss Chapter 13 bankruptcy. Do you have more assets? Debt settlement could be the better option. In any case, you will leave my office with the information you need to make an informed decision and, if I have done my job right, hope for a better tomorrow.

Call 616-259-4328 or contact me online to arrange your free consultation. I offer evening and weekend appointments upon request.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.